Many consumers select this option because it offers a consistent payment, that will never change. This option offers the benefit of the most stability. Fixed Rate Mortgage Options 30-Year Fixed ![]() They will be discussed with the consumer to help determine the choice that best meets their needs. Our loan team can develop a comprehensive spreadsheet that illustrates the difference in payments among the fixed-rate mortgage options. They are ideal for you if you are looking to build equity, through the purchase of a stable, traditional mortgage. For borrowers that plan to stay in their homes for a long time, Bank of England Mortgage offers several fixed rate mortgage options-including 10, 15, 20, and 30 year programs.
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